Property Assessment: Home and Auto Insurance Cuts

Insurance companies have the ability to assess your risk before they offer an insurance rate. This gives them the flexibility to determine why you are high risk and therefore reasons to increase the cost of your insurance. However, what one company may deem as a high risk factor, another company may completely ignore it. This fact makes it clear that you should shop around to various insurance companies before you tie yourself into one. Having several assessments will allow you to compare prices and coverage plans easily. If you try to compare prices before an assessment you will most likely be mislead for the pricing of the insurance plan. Many companies will lure you into low rates but then assess you as a high risk company!

Common High Risk Factors

  • Living too close to water
  • Wood burning stoves
  • Temperamental pets
  • Weather history in your area
  • High crime rate in your neighborhood
  • Swimming pools
  • Dangerous outside equipment (trampolines, waterslides, etc)
  • Too many pets
  • Too many claims from previous insurance

Don’t Give a Reason to Raise Your Rates

As you can easily see, there are many reasons why a company may raise your insurance rates or deny you completely. The best way to get a fair an accurate quote is to contact as many insurance companies as you can in your area to find the best offer. Even if you already have home insurance you may want to do further research in other companies rates. Many people end up saving hundreds of dollars through changing home insurance companies because they were poorly assessed. Since insurance is a competitive market, insurance companies are likely to lower insurance rates to help you switch over to them.

On the other hand staying with the same insurance company for a long time can help you with your insurance rates. With auto insurance especially, insurance companies offer a lot of benefits for having clean driving records, full replacement value for vehicles and more recently accident forgiveness. Accident forgiveness is for those customers who have a perfect record and get an accident. It allows them the ability to make mistakes without their insurance rate suffering. If you switch to a new insurance rate after an accident you risk having to pay a higher rate because of your driving record and unreliability.

Additional Resources:

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We’ve Done Half a BILLION Dollars of Domain Deals

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"When starting a company, the Saw.com broker service team are some of the first people I call. A memorable name, and the domain and social handles behind it, creates a huge amount of brand equity right out the gate — no matter how big or how small your company is. From diapers.com to jet.com (and many more to come!) the Saw.com domain broker team has helped my companies be seen."

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MARC LORE

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"We have worked with Saw.com since their inception and would not work with anyone else. They help us in all facets of business - from sales and transfers to renewals, SSL issues and any other matters that may arise. You will not find a better, more trustworthy business that has maximized our profits."

Future Media Architects representative

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Nobody Does Domain Deals Better

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Our team is full of domain experts and our CEO, Jeffrey Gabriel, has contributed to $550m in domain transactions including blockbuster sales like the record-breaking $13m for Sex.com.

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We only work with individuals and corporations who we feel can gain the most impact from our services. We're not a high-volume shop, so you never become "a number on the spreadsheet".

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Saw.com's global marketplace brings buyers and sellers together for seamless domain transactions. We have more domain data than any other platform, with 250,000+ names listed for sale.

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