Getting into an automobile accident brings with it plenty of headaches – not only are you dealing with the police, possible auto repairs, possible property damage, and even medical expenses, but you also could be looking at higher auto insurance premiums. Today, there is not hard-and-fast rule of thumb when it comes to insurance premiums after accidents. Some consumers have built-in benefits to their policies that protect them in the event of an accident, while others might not have a concern because they weren’t the at-fault party in an accident. No matter your situation, remember that you always can explore your options and make sure you’re paying the right amount for your auto insurance coverage.
These factors can impact whether or not your premiums will rise after you have an auto accident:
Fault or No? Depending on your individual state’s insurance laws, there may be a set determination of whom was at fault in your auto accident. If you were not at fault, then – generally – your rates should not increase because the accident was not a result of your negligence. But simply determining fault will not be the only factor involved in your future auto rates. You might want to consult your state’s department of insurance to find out more about whether or not you live in an “at fault” state.
Accident forgiveness? A very popular benefit offered by many major insurance companies today is accident forgiveness. This program is usually offered to drivers with excellent histories – the insurance company “forgives” the insured driver for an accident, and thus the driver’s premium does not go up. Remember that several factors may determine whether or not you’re eligible for accident forgiveness, including not only your driving record, but your loyalty to the insurance company (perhaps) and even your personal credit history.
Criminal accident? A fender-bender is one thing, but if your accident involved a criminal issue, such as a DUI arrest, your insurance rates could be directly affected. Some insurance companies call DUIs “major violations,” which basically means you are considered a significantly larger insurance risk.
Your history? If you have a decent driving history – such as no accidents within a 3- or 5-year period, you are more likely to benefit by not having an increase on your insurance premiums.
Did you get points? We’re all familiar with the “point” system that assesses our traffic infractions – both major and minor. Parking tickets and speeding tickets can have an impact on our driving record and any points assessed, and an auto accident also can add to the points on our driving records. If you are issued a citation after an accident, you can expect points to be added to your driving record. That means it’s likely that your insurance premiums will go up.
What to do if…
You’re in an accident, and your rates stay the same: Congratulations! This likely means you have an excellent driving record, good credit and a good reputation with your insurance company. While your rates stayed the same – and that’s good – you still can explore the options available to you through another insurance company. Remember that EZ-InsurancePortal.com can help you get quotes for a variety of insurance products.
You’re in an accident, and your premiums went up: It’s not time to worry … yet. If your premiums went up, it could be for a variety of reasons. Use this as an opportunity to shop around and consider all your options. Fill out the form at EZ-InsurancePortal.com to get competitive quotes from respected insurance companies, and find out if you might be able to save money by switching companies. Remember that your driving record as well as your personal credit can have an impact on your premiums.
Upgrade Your Account | Unlock More Features | SAW.com
We Have Decades of Experience In Digital Asset Acquisitions
Your domain is one of the most mission-critical purchases your business will ever make. Speak with us
about domain brokerage and work with our experts to acquire your desired assets for the best price –
delivered with an end-to-end service.
Budgeting
Brand Protection
Strategy
Appraisals
Acquisition
Transfer & Registration
Market Research
Contract Negotiation
WE’VE SECURED PREMIUM DOMAINS FOR SOME OF THE WORLD’S BIGGEST BRANDS
WHY WE’RE TRUSTED
We’ve Done Half a BILLION Dollars of Domain Deals
Domain Transactions
1,000s
Domain Name Sales
$550M+
Years of Experience
15+
WHAT PEOPLE SAY
Real Success, Real Clients
"When starting a company, the Saw.com broker service team are some of the first people I call. A memorable
name, and the domain and social handles behind it, creates a huge amount of brand equity right out the gate
— no matter how big or how small your company is. From diapers.com to jet.com (and many more to come!) the
Saw.com domain broker team has helped my companies be seen."
MARC LORE
Serial Entrepreneur
"We have worked with Saw.com since their inception and would not work with anyone else. They help us in all
facets of business - from sales and transfers to renewals, SSL issues and any other matters that may arise.
You will not find a better, more trustworthy business that has maximized our profits."
FUTURE MEDIA ARCHITECTS
WHY CHOOSE US?
Nobody Does Domain Deals Better
Deep Experience
Our team is full of domain experts and our CEO, Jeffrey Gabriel, has contributed to $550m in domain transactions including blockbuster sales like the record-breaking $13m for Sex.com.
Intimate Service
We only work with individuals and corporations who we feel can gain the most impact from our services. We're not a high-volume shop, so you never become "a number on the spreadsheet".
Secure Marketplace
Saw.com's global marketplace brings buyers and sellers together for seamless domain transactions. We have more domain data than any other platform, with 250,000+ names listed for sale.
Quality Brokers
Work with our brokers - the brightest minds in the business and stone-cold killers when it comes to buying and selling domains. We speak English, Spanish, Chinese, Russian, and more.
Ready To Give Your Brand a Boost?
Acquire the best domain for your business with Saw.com, one of the world’s leading brokerage firms.
We Have Decades of Experience In Digital Asset Acquisitions
Your domain is one of the most mission-critical purchases your business will ever make. Speak with us
about domain brokerage and work with our experts to acquire your desired assets for the best price –
delivered with an end-to-end service.
Budgeting
Brand Protection
Strategy
Appraisals
Acquisition
Transfer & Registration
Market Research
Contract Negotiation
WE’VE SECURED PREMIUM DOMAINS FOR SOME OF THE WORLD’S BIGGEST BRANDS
WHY WE’RE TRUSTED
We’ve Done Half a BILLION Dollars of Domain Deals
Domain Transactions
1,000s
Domain Name Sales
$550M+
Years of Experience
15+
WHAT PEOPLE SAY
Real Success, Real Clients
"When starting a company, the Saw.com broker service team are some of the first people I call. A memorable
name, and the domain and social handles behind it, creates a huge amount of brand equity right out the gate
— no matter how big or how small your company is. From diapers.com to jet.com (and many more to come!) the
Saw.com domain broker team has helped my companies be seen."
MARC LORE
Serial Entrepreneur
"We have worked with Saw.com since their inception and would not work with anyone else. They help us in all
facets of business - from sales and transfers to renewals, SSL issues and any other matters that may arise.
You will not find a better, more trustworthy business that has maximized our profits."
FUTURE MEDIA ARCHITECTS
WHY CHOOSE US?
Nobody Does Domain Deals Better
Deep Experience
Our team is full of domain experts and our CEO, Jeffrey Gabriel, has contributed to $550m in domain transactions including blockbuster sales like the record-breaking $13m for Sex.com.
Intimate Service
We only work with individuals and corporations who we feel can gain the most impact from our services. We're not a high-volume shop, so you never become "a number on the spreadsheet".
Secure Marketplace
Saw.com's global marketplace brings buyers and sellers together for seamless domain transactions. We have more domain data than any other platform, with 250,000+ names listed for sale.
Quality Brokers
Work with our brokers - the brightest minds in the business and stone-cold killers when it comes to buying and selling domains. We speak English, Spanish, Chinese, Russian, and more.
Ready To Give Your Brand a Boost?
Acquire the best domain for your business with Saw.com, one of the world’s leading brokerage firms.
Do You Need Boat Rental Insurance?
Rental boats are usually insured for liability by the rental company. However, renters may still be liable for damages and boat insurance deductibles in some cases. Read on to find out if you should buy insurance for your boat rental.
