Tips for Getting Low Car Insurance Premiums

How Car Insurance Premiums are Determined

Are you in the market for car insurance? Maybe you’re trying to get a better rate than what your current plan offers? No matter why you’re looking, if you’re shopping for car insurance you need to remember that your eventual rates are determined by several important factors. Each company has their own set of factors, but you can generally assume that they will look at your driving record, your age, the type of coverage you choose, the type of car you drive, and how often you use the vehicle. Keeping these factors in mind, take a look at some ways you can get lower car insurance premiums.

Tips for getting Low Car Insurance Premiums

  • Probably the best way to get a low rate if you don’t already have car insurance, shop around! There’s dozens of quality car insurance companies out there and some can provide better rates than others. Use the internet to quickly compare premiums from multiple insurers.
  • Don’t include other drivers under your car insurance unless you have to, especially younger drivers or those with poor driving records as they’ll only bring up your rates. Conversely, if you are a young driver, having an adult under the insurance can help lower your rates.
  • Although it’s probably a given, maintain a good driving record is essential to getting a low premium. By avoiding accidents and tickets, you’ll keep your rate low. Should you ever get a ticket for a traffic violation, always find out if you can have it removed from your record by attending a driving school.
  • Bring up your credit score if it’s low. Car insurance companies base part of their premiums on your credit history so remember to pay your bills on time and avoid debt, especially if you pay your car insurance monthly as opposed to yearly.
  • Install a car alarm, an immobilizer, or lack jack system in your car. These help deter your car from theft and your car insurance company may be willing to lower you premium as compensation.

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"We have worked with Saw.com since their inception and would not work with anyone else. They help us in all facets of business - from sales and transfers to renewals, SSL issues and any other matters that may arise. You will not find a better, more trustworthy business that has maximized our profits."

Future Media Architects representative

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Our team is full of domain experts and our CEO, Jeffrey Gabriel, has contributed to $550m in domain transactions including blockbuster sales like the record-breaking $13m for Sex.com.

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We only work with individuals and corporations who we feel can gain the most impact from our services. We're not a high-volume shop, so you never become "a number on the spreadsheet".

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Saw.com's global marketplace brings buyers and sellers together for seamless domain transactions. We have more domain data than any other platform, with 250,000+ names listed for sale.

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